Hbajee 88 Terms & Conditions — Please read before using the platform

This document sets out the full terms governing use of the hbajee 88 platform. hbajee 88 is an internationally licensed online betting and gaming platform serving users in Bangladesh and around the world.

These Terms & Conditions are published in both English and Bangla. In the event of any interpretive conflict, the English version shall prevail. However, every effort has been made to ensure this Bangla translation is as accurate and complete as possible for the convenience of Bangladeshi users.

These Terms & Conditions should be read alongside hbajee 88's Privacy Policy and Responsible Gaming Policy. All policies together form a complete legal framework.

To open an account with hbajee 88, the following requirements must be met:

• You must be at least 18 years must be.
• Each individual is only One Account may be opened.
• All details provided at registration — including your name, mobile number, and date of birth — must be accurate and genuine.
• Multiple members of the same household may register accounts from the same device or network, provided each account uses separate identification and payment details.
• Managing an account on behalf of someone else is strictly prohibited.

To keep your account active, you must complete the KYC (Know Your Customer) verification process by submitting a copy of your National ID (NID) or passport along with proof of your current address. Additional verification may be required for large withdrawals.

Keep your account password and login credentials strictly confidential. Do not share them with anyone. hbajee 88 is not liable for any unauthorized access to your account.

Hbajee 88 supports all major mobile financial services in Bangladesh — bKash, Nagad, Rocket, and Upay. All transactions are processed in Bangladeshi Taka (BDT).

The payment account used for withdrawals must be registered under the same name as your hbajee 88 account. Transfers to accounts under a different name are not permitted, and any attempt to circumvent this rule will result in the account being placed under investigation.

Hbajee 88 does not charge any transaction fees. However, your payment provider (bKash, Nagad, etc.) may apply their own charges as per their policies, for which hbajee 88 bears no responsibility.

Hbajee 88 regularly offers a range of bonuses and promotions. Each bonus carries its own terms and conditions, which are clearly stated in the offer details.

• Wagering Requirement: Most bonuses require a specified amount to be wagered before withdrawal — typically between 5x and 30x the bonus amount.
• Validity: Every bonus has a set expiry period — typically 7 to 30 days. If the wagering conditions are not met within that time, the bonus will be forfeited.
• A single bonus at a time: You cannot hold more than one active bonus at a time.
• Abuse Prohibited: If a single person attempts to claim bonuses through multiple accounts, all associated accounts will be terminated.

To qualify for a referral bonus, the referred friend must successfully register and complete their first deposit. Using your own referral link or creating a referral account from the same device is considered abuse.

The following rules apply to all bets placed in the hbajee 88 sportsbook and casino sections:

Odds change in real time during live betting. The odds confirmed at the time you place your bet are final. In the event of an internet disconnection, the data recorded on hbajee 88's servers shall be considered the authoritative record.

If a match is abandoned or officially cancelled, the stake for that bet will be refunded. For partially played matches, the ruling will be determined based on the sport type and international betting standards.

The activities listed below are strictly prohibited on hbajee 88 and will result in immediate account termination:

• Operating an account using someone else's identity
• Operating multiple accounts under the same identity
• Bonus abuse or bonus hunting tactics
• Use of computer programs, bots, or automated software
• Match fixing or betting based on insider information
• Money laundering or depositing funds from illegal sources
• Attempting to hack or exploit platform vulnerabilities
• Harassing or threatening other users

Hbajee 88 reserves the right to temporarily suspend or permanently close any account under the following circumstances:

• If evidence of a Terms & Conditions violation is found
• Failure to complete KYC verification or submit required documents
• Extended inactivity (more than 12 months)
• By order of legal or regulatory authorities
• At the user's own request

If a balance exists at the time of account closure and no rule violations have occurred, a refund will generally be issued. However, in cases of policy breach, accumulated bonuses and winnings may be forfeited.

If you wish to close your account, please contact the hbajee 88 support team. Self-exclusion requests can be submitted through the same channel.

Hbajee 88 accepts no liability in the following situations:

• Bets or game outcomes lost due to internet disconnection
• Delays or failures on the part of a third-party payment provider
• Service disruptions caused by unexpected technical errors
• Security failures on the user's own device or account
• Financial losses from betting or gaming

Online betting and gaming always carry risk. hbajee 88 is an entertainment platform — no guaranteed income or returns are implied. Responsible Gaming Play by the rules.

Hbajee 88 is fully committed to protecting the personal data of its users. Our complete Privacy Policy Detailed information is available on a separate page.

In short: Your personal data is never sold to third parties. Information is used solely for service delivery, KYC verification, and legal compliance.

All user data on hbajee 88 is protected with 256-bit SSL encryption. Passwords are never stored in plain text under any circumstances.

Hbajee 88 reserves the right to amend these Terms & Conditions, in part or in full, at any time. Users will be notified via email or through the platform at least 7 days before any changes take effect.

Continued use of the platform after updated terms have been published constitutes acceptance of those terms. If you object, you have the option to close your account.

These Terms & Conditions are governed by international gaming commission law. Any disputes will be resolved through international arbitration.